LEGAL
Privacy Policy
Effective: April 27, 2026
Platform Positioning
J.P. Charles Digital Assets offers event-based prediction markets and is not a stock trading platform, broker-dealer, investment adviser, derivatives exchange, or registered financial institution. The Company is not registered with the U.S. Commodity Futures Trading Commission (CFTC) as a Designated Contract Market (DCM) under Section 5 of the Commodity Exchange Act (7 U.S.C. § 7), as a Swap Execution Facility (SEF), or as a Derivatives Clearing Organization (DCO), and is not registered with the U.S. Securities and Exchange Commission (SEC) as a national securities exchange or alternative trading system.
1. Overview
J.P. Charles Digital Assets ("Company," "we," "us") respects your privacy. This Policy describes what information we collect, how we use it, and your rights. If you do not agree with this Policy, do not use our Services. [REVIEW WITH COUNSEL — GDPR/CCPA applicability, DPA requirements]
2. Information We Collect
2.1 Wallet Addresses. When you connect a wallet, your public address is visible on-chain and may be associated with your activity on the platform. We do not control or store private keys.
2.2 Access Control. If you use an invite code, we record that a code was used (not your identity). An HttpOnly cookie is set in your browser to maintain session state.
2.3 Usage Data. We may collect standard server logs including IP addresses, browser type, pages visited, and referring URLs for security, performance, and abuse-prevention purposes. [REVIEW WITH COUNSEL — log retention period, anonymisation]
2.4 IP-Based Geolocation. We may use your IP address to determine your approximate geographic location for the purpose of enforcing the jurisdictional restrictions described in our Terms of Service. We do not retain precise geolocation beyond what is necessary to make and log a per-request access decision. Persons attempting to circumvent geographic restrictions through use of a virtual private network (VPN), proxy, or false jurisdictional declaration may be denied access. [REVIEW WITH COUNSEL — geolocation provider selection, retention period, EU adequacy implications]
2.5 Wallet-Address Screening. We may screen connected wallet addresses against publicly available sanctions lists, including (without limitation) the OFAC Specially Designated Nationals list, before permitting interactions with platform smart contracts. Wallet addresses identified as sanctioned will be denied access.
2.6 No PII Required. We do not require you to provide a name, email address, or government-issued identification to use the core Services. Voluntarily provided contact information (e.g., for support requests) will be retained only for the purpose for which it was provided. [REVIEW WITH COUNSEL — KYC/AML obligations if Services are reclassified as financial products subject to BSA, FinCEN, or state money-transmitter regimes]
3. How We Use Information
- To provide, maintain, and improve the Services;
- To detect and prevent fraud, market manipulation, abuse, and unauthorized access;
- To enforce jurisdictional restrictions and our Terms of Service;
- To comply with applicable legal obligations, including sanctions and anti-money-laundering laws;
- To respond to support requests or legal process;
- To communicate service updates (only if you have provided contact information voluntarily).
4. Third-Party Services
The platform integrates with third-party data providers (Polygon.io, Financial Modeling Prep), blockchain infrastructure (Polygon network, RPC providers), and wallet libraries (wagmi, viem, injected providers). Your interactions with these services are governed by their respective privacy policies. We are not responsible for third-party data practices. We may also use sanctions-screening providers or IP-geolocation providers in support of compliance functions described in §2.4 and §2.5. [REVIEW WITH COUNSEL — third-party processor inventory and contracts]
5. Data Retention
[REVIEW WITH COUNSEL — define retention periods for server logs, access codes, geolocation decisions, support correspondence, and any analytics; ensure consistency with GDPR Art. 5(1)(e) where applicable]
6. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or port personal data we hold about you. To exercise these rights, contact us at privacy@jpcharlesdigitalassets.com. Please note that on-chain transaction data — including wallet addresses and bet/claim records — is recorded on a public blockchain and cannot be deleted, altered, or rectified by the Company. [REVIEW WITH COUNSEL — GDPR Art. 12-23, CCPA §1798.100 et seq.]
7. Cookies
We use a single HttpOnly cookie (jpc_access) to maintain authenticated sessions. We do not use tracking pixels, third-party advertising cookies, or behavioural analytics cookies. [REVIEW WITH COUNSEL — ePrivacy Directive consent requirements in EU]
8. Security
We implement reasonable technical and organisational measures to protect information in our custody. However, no system is completely secure. You use the Services at your own risk. The Company does not custody participant funds or private keys.
9. Changes
We may update this Policy periodically. Material changes will be announced on the platform with an updated effective date. Continued use of the Services after notice of modification constitutes acceptance of the updated Policy.